Virginia Electronic Lien and Title
Program and Service Details

The Virginia ELT electronic lien program is a web based application linked to the Virginia Department of Motor Vehicles that is designed to manage electronic liens and titles. It makes the storing, accessing, retrieval and conveyance of titles simpler. Likewise, it makes releasing liens more streamlined and less susceptible to fraud.

Virginia ELT provides businesses that finance vehicles with the service of storing Virginia titles and liens in electronic format. The electronic lien program (ELP) is accessible with an internet browser, a username and password. You can have one or more users within your Virginia ELT account and may grant different users different rights (i.e. ability to release a lien, ability to request a printed electronic title, ability to view and manage billing details and other account information).

At the most basic level, lienholders in Virginia will use the Virginia ELT electronic lien and title program to view liens, release liens and request printed titles. Lienholders also have the option (not mandatory) to convert Virginia paper titles to Virginia electronic titles.

There are a great number of benefits to vehicle finance companies as well as the Virginia DMV by transferring to our electronic title and lien program. As you transition your financial organization from paper titles to electronic titles (it is mandatory for lienholders placing 50 or more liens per year to have registered by October 2015), you'll realize cost savings, times savings, fewer paperwork hassles and more. The Virginia ELT program serves local and national banks, local and national credit unions, local and out-of-state finance companies, Virginia buy here pay here vehicle dealers, and other businesses that offer vehicle financing (a.k.a. lienholders) with:

  • Faster notifications of lien releases
  • Improved timeliness of lien and title data exchange with the Virginia DMV
  • Better organization of liens and titles in one central place
  • Easier storage of titles
  • Access to expedited title printing
  • Improved data and forms security
  • Improved data accuracy
  • Reduction in title fraud
  • Reduction of the fees and time necessary to mail paper titles
  • Reduced administrative burden for processing and filing paper titles
  • Reduction of title paper usage which helps save the trees (and the hassle of maintaining a secure locked cabinet or safe)
  • Better and dependable customer service from Virginia ELT. You can rely on us and contact us directly for service: 1 (888) 675-7477
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